20 Personal Important Documents to Keep Safe

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Have you ever looked at an important document and, while looking for it, felt anxious and stressed, you ask yourself, "Where did I put that paper? I can't believe I can't find it! I need to organize these documents and keep them in a safe (affiliate) place!" And, after the situation passes, you never get around to gathering the relevant essential documents to keep because it would take too much time or energy.

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In a recent Caring.com study, 58% of American adults admitted to not creating a will or living trust. Read more about the staggering stats. By compiling all these essential documents, you can see what you have and what you don't. As a result, it will quickly identify the missing document tasks.

Below is a list of important documents and images to guide you.

Personal documents to keep in a safe place

Here are the documents you need to keep indefinitely:

Adoption paperwork

The adoption paperwork is essential to keep for your children. They may want to know the place and other information when they are adults.

Auto/Truck titles

When you purchase a vehicle, it is essential to keep the title paperwork in a safe (affiliate) and secure location. You will need it when you sell or trade in your car for a new one.

Birth Certificate

While you can get a copy of your birth certificate, it will take some time. Therefore, keeping this paper safe (affiliate) will ensure it serves as a supporting document if you need it to prove your identity.

Current deeds and mortgage

Your deed comes when you pay off your mortgage. However, the current mortgage paperwork should be kept in a safe (affiliate) place, so it is handy if you want to refinance or need information about your mortgage.

Current insurance policies (life, home, renter, auto, etc...)

You will need to update these current insurance policies every six months or annually.

Death Certificate

If you have someone who has died in your household, keeping their death certificate handy, especially right after they passed, will make it easy to find if you need to send it to someone to close an account.

Divorce Decrees

If you are going through a divorce, keep these papers safe (affiliate); they will be vital if you need to dispute charges from your ex.

Relevant medical paperwork

If you have undergone major surgery and have numerous bills, keep all the documents until everything is paid or resolved.

Lease paperwork

Car or equipment lease paperwork should be kept to ensure you are aware of the end of the lease period and the additional costs you will need to pay when you return the item.

Marriage license

Usually, a piece of paper is given to you when you get married.

Military paperwork

Military paperwork, such as the DD Form 214, typically includes details about a service member's military service, including enlistment, training, duty stations, awards, and separation information. These documents serve as proof of military service and are crucial for accessing benefits.

Naturalization/Citizenship paperwork

These papers should be left in physical paper form. If you lose them, you must pay to get a new one.

Old Drivers License

Only keep the most recent old one. This will help your DMV if you lose your current passport.

Passports (old and new)

Only keep one old passport for each family member who has a passport.

Patents and copyrights

If you have any patents or copyright documents, you should keep them in a safe (affiliate) place for easy access if you need them.

It's not easy to get a new Social Security card. Ensure your card is the latest version. It's free to get this replaced. Visit the Social Security Administration website for more information.

It's important to know what the Social Security Administration has been reporting as your income over the years, so it's essential to get this document and update it every year. Visit MySocialSecurity.gov for more information and to set up an account.

Stocks and bond certificates

You should keep any purchased stocks and bond paperwork you may have in this secure place so you can turn it in or sell it later.

Tax returns

Some tax returns are available digitally, but it's best to keep a paper copy of the current year's return for reference. It can be stored in a safe or a clear bin. For future reference, ensure you know its location. These tax returns should also be included in the supporting documents.

Wills (living will, power of attorney, etc.)

Lastly, any wills you may have should be clearly labeled and available to family members who need them.

The image below also shares this list. Feel free to share it with your family and friends. It's a delicate way to remind them to take care of tasks.

IMPORTANT Documents To Keep In A Safe Place infographic

Hey, if you have a small business, this post on our sister site will help you gather the essential documents for your business.

Who should know where my important documents are?

If you have no family member, any close family member or friend should be aware of the location of these documents. Your designated power of attorney should also be mindful of the area of these documents and know how to access them.

If you place them in a bank safe, be sure to give the person who is responsible for them access to them after you are gone. Usually, they need to accompany you to the bank so that the bank can add that person to the account.

Where to store these important documents?

These documents should be stored indefinitely in a safe and dry location, such as a bank’s safe deposit box or a fireproof safe (affiliate) at home.

If you wish to file it in a safe deposit box, get a box big enough to fit a file accordion folder (affiliate). This way, you can add the organized papers to the accordion folder (affiliate) and store the entire folder in the safe deposit box. A smaller plastic one with numerous tabs (affiliate) works nicely. (The links below are from Amazon (affiliate), and I will receive a small commission if you click through and make a purchase.)

Fireproof Document Box with Lock, File Organizer

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If you don't wish to spend the money on a safe deposit box, you can purchase a safe to store these documents.

Visit our DIY post that shows you how to organize important documents in a fireproof safe.

In this fireproof safe (affiliate), you can also add expandable pocket folders. It keeps things organized without using hanging folders that may break over time. See these images from Amazon (affiliate) Associates below for an example:

Pocket File Jackets, Lined for Notes, Letter Size, 2” Expansion, Top Tab, Assorted Colors – 25 Pack

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Please note these are affiliate links through Amazon (affiliate), and at no additional cost to you, I will earn affiliate fees if you decide to make a purchase.

Make it a priority to gather and locate these items so that, later, when you need them, you can find them quickly. I have many clients who struggle to find relevant documents, and they often have to pay to replace them or go without the papers altogether. Spending a little time gathering all these documents will save you money and time, not only for you but also for other family members when they need to find them after you are gone.

If you're looking for more information on organizing long-term files, check out this post. Tips for Organizing Long-Term Files