Keeping your private and personal information in an organized secured and locked space is really important these days with all the identity theft going on. This post is a great easy way to manage those unused reward cards and credit card. Here are instructions on how to create a reward and credit card binder.
Tools you need:
Sort your cards into these categories below:
- Credit cards
- Misc. Cards - S.S. Cards, Passport services, voters cards…
- Travel Reward cards
- Office reward cards
- Grocery Rewards cards
- Home reward cards
- Beauty reward cards
- Entertainment reward cards
- Clothing reward cards
Then, write one category on each tab and affix to the sheet that pertains to this category. See the image below.
Now that you have gathered all these cards and placed them in the corresponding category, you can go and use the binder to keep them together and in order. Easy peasy!
TIP: Write with a sharpie marker, on the business card plastic above each card, which card goes in which slot so if you or your partner, pulls a card out, you know what is missing and can replace the card in the correct spot. See the image below.
If you want to go a step further, you can make a list of all the cards, the name of the card, the account number, expiration date, phone number to contact, and even the amount of credit you have on the credit card. Then, you can store this in another place for back-up. I suggest updating this sheet once a year with any new cards issued to you. Fill the information as described below.
Here is a checklist for you to fill out and store in another safe place as a backup.
Keeping track of these cards will help you keep your private information secure and protected. How do you protect your credit card information? Let's start a conversation below.
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